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Our Northern Maine Real Estate Listings

We typically carry over 300 listings at any given time, so we invite you to take a look at the Maine real estate listings brokered by the agents here at Acadia Realty Group. There is a wide variety to pick from, and we can also sell anyone else's listing in Maine - so don't hesitate to call us about any listing you find! 

Give us a call at 207.266.9125 or contact us online if you have questions or to schedule a showing.

Our service area is from as far south as the Camden area to as far north as Lubec, but we generally focus around the Acadia Region. Specifically, real estate in:

Ellsworth | Bar Harbor | Southwest Harbor | Lamoine | Surry | Blue Hill

Click here to browse all of our sold Acadia real estate.

TipRegister with us to save your favorite listings and receive notification when similar properties hit the market.

Broker+ID%5B0%5D=2635&Broker+ID%5B1%5D=2908
62 Sols Cliff Road Bar Harbor ME 04609

Price$8,900,000

Est. Mortgage: $/month

MLS Number 1424624

  • Residential
  • Address 62 Sols Cliff Road
  • Location Near Town
  • Bedrooms 7
  • Bathroom 6

Eastern Watch, located just outside of downtown Bar Harbor, evokes a sense of the by-gone Rusticator Era of the town's Gilded Age near the old estates of the Vanderbilts, Kennedys and Acadia's founder George Dorr. The classic New England cottage perched high above Frenchman Bay on Sols Cliff has views from the Porcupine islands to the Egg Rock lighthouse and beyond. Enjoy watching cruise ships and whale watch boats passing just below the oversized 130-foot granite and bluestone terrace with outdoor kitchen and granite fireplace. The 4 bedroom main house is a John Libby timber frame with a three story cathedral living area that boasts a granite fireplace and stonework. Built in 1995, the home was remodeled in 2006. Beautiful master suite with views of the bay and islands; master bath with walk-in shower area with soaking tub and just around the corner is your own gym area. The second floor of the carriage house is a two bedroom apartment with a kid's bunk room and play loft above.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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18 Eagle Lake Road Bar Harbor ME 04609

Price$3,750,000

Est. Mortgage: $/month

MLS Number 1434354

  • Residential
  • Address 18 Eagle Lake Road
  • Bedrooms 6
  • Bathroom 5
  • Rooms 9

Truly a one of kind property overlooking picturesque downtown Bar Harbor and Frenchman's Bay to the open Atlantic with a birds eye view of all the town's activity yet with total privacy and incredible views. Once owned by William Pearson Hamilton, the great grandson of one of our founding fathers, Alexander Hamilton and his wife, who was the daughter of JP Morgan. One can understand why they'd want to be prestigiously perched up on top looking down on the town, the ocean and the mountains of Acadia to the right. The current mansion was built in 1984 with very eccentric details including massive beams running through the house, floor to ceiling windows, a grand marble staircase, a giant chandelier and even a 9' Rosewood elephant in the foyer. Massive granite pillars were found on the property from the original Hamilton estate and used in the front entry. Seeing is believing, so come stand and admire the view for yourself.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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30 Strawberry Hill Road Bar Harbor ME 04609

Price$2,500,000

Est. Mortgage: $/month

MLS Number 1417597

  • Residential
  • Bedrooms 6
  • Bathroom 6
  • Rooms 12
  • Acreage 5.1

This magnificent Frank Lloyd Wright inspired masterpiece sits on 5 private acres abutting Acadia National Park. The views of Cadillac, Dorr and Precipice mountains along with the expansive ocean views are spectacular but you have to really experience it first hand to see just how incredibly stunning this hilltop panoramic setting is. With 6 bedrooms and 5-1/2 baths and 7800 sq ft of living space there should be plenty of room for all of your family or guests as they will certainly enjoy being out on one of the 7 amazing angled decks. Recently remodeled with upgrades to the kitchen and bath areas and new interior paint and flooring. Passive solar designed with plenty of light in all rooms with lots of outdoor living space.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Tinker Hill Road Ellsworth ME 04605

Price$1,900,000

Est. Mortgage: $/month

MLS Number 1434006

  • Land
  • Address Tinker Hill Road
  • Acreage 7.48

Development potential with this large condominium project close to town with 4 lots owned on the water side plus the right to build 66 more units on the remaining 31 acres with 12 of 78 built now with most of the infrastructure in place for new phases to be declared.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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170 Treasure Island Road Sorrento ME 04677

Price$1,750,000

Est. Mortgage: $/month

MLS Number 1431511

  • Residential
  • Bedrooms 7
  • Bathroom 7
  • Rooms 14
  • Acreage 1.32

Perched high on the cliffs of Treasure Island overlooking Flanders Bay, this 7 bedroom 6 bath home was completely rebuilt in 2002 inside and out. 1st and 2nd floor master suites with stunning ocean views from most rooms. Beautiful beamed living area with fireplace and additional family room with wood stove makes for plenty of room for the family to spread out. Also an additional large apartment over the garage with cathedral ceilings. Large basement with wine cellar and 3 car garage. Plenty of deck space to enjoy the views along with your walking trails around the property that also lead down to the shared dock abutting this property and the shared point property and beaches. Spectacular home and spectacular setting.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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55 Hannibals Way Mount Desert ME 04660

Price$1,750,000

Est. Mortgage: $/month

MLS Number 1410670

  • Residential
  • Address 55 Hannibals Way
  • Bedrooms 3
  • Bathroom 3
  • Rooms 6

Acadia Lodge was built into the side of Acadia Mountain with Acadia National Park and Maine Coast Heritage Trust as your neighbors. This incredible custom designed home has deep water frontage on Somes Sound with a dock and mooring. Very unique setting that even includes your own granite steps and trail up to an upper lot with foundation in place for a second building site. Some of the most dramatic views you'll find in the area from the new curved water side deck and a truly unique home.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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39 Hopkins Point Lane Surry ME 04684

Price$1,690,000

Est. Mortgage: $/month

MLS Number 1418122

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Rooms 11
  • Acreage 6.32

Stunning Oceanfront estate with 4 buildings including a luxurious main shingle style house with incredible views of MDI and the mountains of Acadia, a carriage house with large 1 bdrm apt above, a large barn and a seaside cottage for lobster cookouts right on the beach. Beautiful landscaping and stone walls with manicured private entrance. Main house has great first floor living with elegant master suite, office, large living room, dining and kitchen. Second floor has billiard room, 2 bdrms and exercise room.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Indian Point Bar Harbor ME 04609

Price$1,650,000

Est. Mortgage: $/month

MLS Number 1412073

  • Land
  • Address Indian Point
  • Acreage 56

A very rare 56 acre parcel on Northwest Cove with 1600+/- of deep water shore frontage that goes back into a beautiful cove area that feeds from Prays Brook. Beautiful gravel beaches and deep water anchorage. Stunning elevated views from peninsula setting with 180 degree unspoiled shoreline on both sides of the cove and beyond. Massive Pine and Hemlock Trees and a beautiful moss covered forest for an enchanting drive down to the shore

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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50 & 59 Surry Shores Drive Surry ME 04684

Price$1,600,000

Est. Mortgage: $/month

MLS Number 1427553

  • Residential
  • Bedrooms 4
  • Bathroom 7
  • Rooms 12
  • Acreage 7.7

Gracious living on the shores of the Union River Bay. Enter this contemporary cape style home with three finished levels of quality workmanship. The light & airy living room offers deck side views over the bay all centered around a gas fireplace. The kitchen deserves its own attention with plenty of counter space and custom cabinets. Additionally a master bedroom suite with views and access to the deck. A soaking tub and separate shower complete the package. Another first floor bedroom with views and bath complete first floor living. The second floor reveals itself as a space for your work or hobbies with a media room, office and craft room. The basement offers a large game/family room with kitchenette and two large bedrooms with baths. All with views of the Union River Bay. High speed internet is provided by fiber optics. Outside you can enjoy a camp fire on the shores. Great place for boating, kayaking or outdoor activities. Home has excellent rental history.

Listed by Laura Pellerano of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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80 Moontide Castine ME 04421

Price$1,345,000

Est. Mortgage: $/month

MLS Number 1346779

  • Residential
  • Address 80 Moontide
  • Bedrooms 4
  • Bathroom 4
  • Rooms 12

Located just outside the historic village of Castine you'll find this exceptional waterfront estate with 22 acres and over 750' of frontage on the Bagaduce River just beyond the town mooring field. Views back into Castine Harbor so that you feel like you're part of town but have plenty of privacy to yourself. Moontide has the look of a classic cape but having all the modern conveniences for today's living with a newer home. Beautiful gourmet kitchen that flows into the living and dining areas with a wood stove on the kitchen side and fireplace on the back side for the dining room. Sunny living area and enclosed porch that leads out to a large deck overlooking the deepwater frontage where you can moor your boat. Three bedrooms and two baths upstairs in the main house but then a separate wing set up as a large office with full bath and extra room the could also be second master suite making four bedrooms total. Shop space and large garage for plenty of room to work on hobbies.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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143 Bayview Drive Bar Harbor ME 04609

Price$1,345,000

Est. Mortgage: $/month

MLS Number 1417316

  • Residential
  • Address 143 Bayview Drive
  • Location Rural
  • Bedrooms 8
  • Bathroom 5

This amazing oceanfront family compound consists of a four bedroom post and beam main house along with (2) two-bedroom cabins that are great for guests or rental units. The main house has one bedroom and bath on the main floor along with a beautiful Cathedral post and beam living room with the skylights that leads out onto the wraparound deck and screen room and also a large kitchen and dining area. Upstairs you will find the extra large master bedroom that leads into a wonderful corner bath with Jacuzzi tub and shower. Another guest bedroom and sitting room area at the head of the stairs also. The lower level has another bedroom and a half bath along with a workshop and walk out entry. The cabins are very popular with renters because of also being on the water with large decks and large open living and kitchen areas. Stairs lead down to your own deep water stone beach where you can moor your boat or kayak from shore. Total square footage with cabins close to 4000 & 8 bedrooms total

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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44 Downeast Highway Ellsworth ME 04605

MLS Number 1431055

  • Commercial
  • Address 44 Downeast Highway
  • Year Built 1988
  • Acreage 1.86

Prime Commercial site, over 20,000 sq. ft/ retail and service usage. Solid tenants, room to grow.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

18 Miramar Avenue Sullivan ME 04664

Price$1,295,000

Est. Mortgage: $/month

MLS Number 1415611

  • Residential
  • Address 18 Miramar Avenue
  • Location Near Town, Rural
  • Bedrooms 6
  • Bathroom 6

Classic Maine Waterfront Estate located on the postcard-like shorefront of Sullivan Harbor, 'Sealight' was built in the timeless architectural style of the Bar Harbor summer cottage. This elegant oceanfront home was designed in 1889 by renowned architect Jarvis Hunt - considered one of the most important architects of the late 19th century - and offers the most stunning views of the mountains of Acadia and Frenchman Bay you will ever see. With 6 bedrooms and 7 fireplaces, there is plenty of room for your family and guests to spread out and enjoy the 2.45 acre manicured lot with 255 feet of direct Frenchman Bay/Sullivan Harbor water front. Wonderful private beach with 166 foot long granite and concrete pier and floating dock. Masterfully rebuilt and enlarged open kitchen with Wolf and Subzero appliances, granite countertops and an adjoining family room with original fireplace. Sealight offers sensational water and mountain views from every room in the house. Large 4 bay garage/barn

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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48 Wi Pojereno Road Mount Desert ME 04660

Price$1,250,000

Est. Mortgage: $/month

MLS Number 1428491

  • Residential
  • Address 48 Wi Pojereno Road
  • Location Rural
  • Bedrooms 2
  • Bathroom 2

Rare setting just a few feet off pristine Long Pond with two cottages. Main house is over 1400 sq ft with glassed in porch almost hanging over the water and then a 500 sq ft guest cottage that has been used as a rental. Very comfortable lakeside living with two docks and 100' of shoreline. Amazing western sunsets and sometimes upward of 17 loons at once gather out front on the calm mornings. Fantastic fishing on the more quiet end of the lake that can include Bass, Salmon, Trout, Yellow Perch and other species.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

42 Miles Road Hancock ME 04640

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1417963

  • Residential
  • Address 42 Miles Road
  • Location Rural
  • Bedrooms 4
  • Bathroom 4

As you travel down this ''Country Mile'', prepare to be overwhelmed when you wander past beautifully landscaped gardens, and walk through the doors of this custom built home on the coast of Hancock, Maine. The craftsmanship speaks for itself, as you enter the generous foyer which dovetails off to the south-facing great room overlooking the in ground heated pool. Across the foyer you wander through the spacious, recently updated, kitchen with granite counter tops, farmer's sink, punctuated by a brick wall with gas fireplace. An adorable sunporch overlooks the back deck, and across the lawn to the cove of the Skilling's River, where eagles soar, and seals play. Plenty of room for guests and family abound with 4 bedrooms, 3 & 1/2 baths. Enjoy full finished, walk-out basement with game room, living room, bar, fireplace, weight room and toddler's play area. Last but not least are the two three car garages, one attached and one detached to house your favorites. Now being offered with 17+ac!

Listed by Debra Porter of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

Save FavoriteSchedule A VisitAsk A QuestionMore Details

785 Lamoine Beach Road Lamoine ME 04605

Price$1,150,000

Est. Mortgage: $/month

MLS Number 1422482

  • Residential
  • Bedrooms 4
  • Bathroom 4
  • Rooms 11
  • Acreage 2.81

This contemporary deep waterfront home is a fine example of quality construction paired with perfect Southern exposure facing MDI and the Acadia mountains. The private 2.8 acre setting begins with a sprawling lawn leading to stairs that descend to a rocky Maine beachfront and deep water access with 2 moorings. Offering 4 bedrooms with 4 bathrooms - including a ground floor master suite with sliders into a large heated pool room with remote control pool cleaning robot, a beautiful guest suite overlooking the newly added great room, a large office and two more potential bedrooms. Take in the gorgeous Frenchman's Bay views from the floor to ceiling windows in the pool room, the great room, the second floor living room or just relax on the large deck with built in Nordic hot tub. The beautiful lawns, mature oaks and low maintenance perennial gardens enhance the outdoor scenery not forgetting the 3 car garage and separate storage with artist studio/woodworking shop. More to see in person!

Listed by Josh Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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9 Oak Hill Road Mount Desert ME 04660

Price$1,149,000

Est. Mortgage: $/month

MLS Number 1419135

  • Residential
  • Address 9 Oak Hill Road
  • Location Rural
  • Bedrooms 6
  • Bathroom 6

A beautifully updated property located in the heart of historic Somesville Village. The main house enters into a large open concept kitchen and living room area to take in the views and is accompanied by four bedrooms each with their own gorgeous bathroom. The long covered porch leads down to a stone patio overlooking Somes Harbor across the Sound to the mountains of Acadia National Park. The wrap around porch then takes you to a guest quarters offering a full kitchen, two bedrooms and two bathrooms with a side separate entry. Located at the center of MDI you are close to every corner of the island and steps from the most photographed bridge in Maine.

Listed by Josh Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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130 Northern Neck Road Mount Desert ME 04660

Price$1,100,000

Est. Mortgage: $/month

MLS Number 1363887

  • Residential
  • Location Rural
  • Bedrooms 2
  • Bathroom 1
  • Rooms 4

Cross the manmade bridge to an island on an island and come see this rare Northern Neck offering. Fern Cove on beautiful Long Pond has 1.4 acres with 176' on the water. The large deck gets the best of both worlds with sun during the morning and shade in the afternoons, sitting up high in the trees for gorgeous views. The frontage offers steps down to the water in the gravel bottom or a dock to step onto your boat with private mooring in a sheltered cove. The camp offers one bedroom, an enclosed porch and large loft area for sleeping with more guest space in the Bunkhouse. There are two gardening sheds as well as a large boathouse touching the waters edge leaving a great footprint for any future plans or space for the toys. This camp has been in the same family for 70 years and is being offered for the first time so seize this opportunity to own a special part of MDI.

Listed by Josh Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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352 High Street Ellsworth ME 04605

MLS Number 1430990

  • Commercial
  • Address 352 High Street
  • Year Built 1935
  • Acreage 3.27

High traffic location beside Walmart and many other successful businesses. Ideal spot for a Hotel, restaurant, retail or multifamily housing project. 160' +- frontage on High Street and 750' +- frontage on Walmart entrance. Owner will sell a portion as well.

Listed by Robert McKenney of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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4 Lower Birch Island Addison ME 04606

Price$995,000

Est. Mortgage: $/month

Pending

MLS Number 1408901

  • Residential
  • Address 4 Lower Birch Island
  • Bedrooms 3
  • Bathroom 2
  • Rooms 5

Lower Birch islands are a world away from the hustle and bustle of modern life, located at the mouth of Pleasant Bay facing open ocean with two islands and a mainland base. The 23.6 acre larger island has an 1,800 sq. ft. house with 3 bedrooms and 1 and 1/2 baths. One bedroom has a king bed, one has a queen bed, and the third has twin beds. There is a queen sleep sofa in the living room. The house was totally refurnished in the fall of 2013 and includes a new refrigerator and gas stove, woodstove, and a new LP gas heater if needed. Electricity is provided by off grid solar power, which has a backup gas generator. Water is provided by a drilled well. The smaller 4 acre island is accessible by a land bridge at low tide, you can explore there for about 4 hours on the tide change. There is also a 3 acre shorefront mainland base off Driscoll Road in Harrington where you moor your boat and take off to the dock on the island. Boat and John Deere Gator Atv also included.

Listed by Steve Shelton of Acadia Realty Group

$
$
%
$/month over payments
Federal 30-year interest rate: 3.69% last updated on Oct 17, 2019
* All Figures are estimates. Check with your bank or proposed mortgage company for actual interest rates.
This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.

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Listing data is derived in whole or in part from the Maine IDX & is for consumers' personal, non commercial use only. Dimensions are approximate and not guaranteed. All data should be independently verified. ©2019 Maine Real Estate Information System, Inc. All Rights Reserved. equal opportunity housing logo   Privacy Policy

Acadia Realty Group participates in MREIS' Maine Internet Data Exchange (Maine IDX) program, allowing us to display other Maine IDX Participants' listings. This website does not display complete listings. Certain listings of other real estate brokerage firms have been excluded. Mortgage figures are estimates. Check with your bank or proposed mortgage company for actual interest rates. This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis.